You’ve probably heard about various online scams, particularly phishing scams. But how do you recognise when someone is trying to scam you? How do you prevent yourself from falling for a scam when scammers are getting ever more sophisticated?
Here are five of the most popular internet scams:
- Email phishing scams – emails sent to con you into giving up your log-in details or pin numbers. They may purport to be from well-known shopping sites or banks. They will often come with a warning that your account is under some sort of threat, to hurry you into not paying attention.
- Money laundering scam – these begin with an email message designed to play on your emotions. They ask you to pay a small amount and then promise to send you a large sum as a reward. Of course, the reward never materialises.
- Greeting card scams – the card looks like it comes from a friend, but click on the link, and you’ll end with malware on your computer.
- Microsoft Tech scam – you receive a phone call from someone who says they are from Microsoft and that you have a computer issue they can fix remotely. They will either get you to download malware, get access to your computer remotely, or ask for money to fix your issue.
- Invoice scam – you receive an email with a link pretending to be an invoice for a legitimate company. Clicking on it sends malware to your computer.
So, how do you stop yourself falling prey to these and similar scams?
The most important thing you can do is to be aware. Then, slow down. Never act without thinking – that plays into the scammers’ hands. Many scam emails contain errors – formatting will be wrong, or spellings. Never give out your information or passwords – no legitimate bank or company will ask for them. Don’t click on email links – type the website into Google yourself, and make sure you land where you intend to. Above all, NEVER send out money in return for a promise.
Still unsure? Let Tech and Legal Experts on JustAnswer help you sort out fact from fiction – 24/7.